Personal Property Coverage (Coverage C)
Insurance Glossary
The part of a homeowners policy that covers belongings such as furniture, clothing, electronics and appliances, wherever they are kept. The limit is commonly set as a percentage of the dwelling limit rather than chosen directly. Categories such as jewelry, firearms, cash and collectibles are capped by internal sublimits, which can often be raised by scheduling the items individually.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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