Personal Injury Protection (PIP)
Insurance Glossary
Auto coverage that pays medical expenses, and often lost wages, for the policyholder and passengers after a crash regardless of who was at fault. It is the core of no-fault auto systems, in which each driver's own policy handles their injuries first. Whether PIP is required, optional or unavailable depends on the state, and both the required limits and the list of covered expenses vary widely.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.