SR-22
Insurance Glossary
A form an insurer files with the state certifying that a driver carries at least the required liability coverage, usually after a serious violation or a lapse. It is a certificate of financial responsibility rather than a type of insurance, despite often being called SR-22 insurance. Which offenses require one, how long it must stay on file, and whether a state uses the form at all all vary, and Florida and Virginia use a similar filing called an FR-44 that requires higher limits.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.