Collision Coverage
Insurance Glossary
Coverage that pays to repair or replace the insured vehicle after it hits another vehicle or an object, or rolls over, regardless of who was at fault. A deductible applies to each collision claim, and the payment is capped at the value of the vehicle rather than the cost of the repairs. Lenders and leasing companies normally require it for as long as there is a loan on the car.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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